Buy a Home in Houston with an Accredited Buyer's Representative
From your first showing to the keys, I help you find the right home, avoid costly surprises and negotiate with confidence anywhere in Greater Houston.
How buying works in Texas
- Get pre-approved so you know your budget
- Sign a buyer representation agreement (required before touring homes since 2024)
- Tour homes and write a strong offer on the TREC contract
- Use your option period for inspections and negotiation
- Appraisal, survey, title and closing at a title company
- File your homestead exemption with the county appraisal district
What I check before you buy
Flood zone and flood history, the full property tax rate including MUD and PID taxes, HOA rules and fees, deed restrictions, and the seller's disclosure.
Jonathan Moctezuma, REALTOR®
Houston native with 20+ years in residential, commercial and international real estate. CIPS, ABR and LUXE. Lone Star Realty. (346) 559-6777
Frequently asked questions
Do I need a buyer's agent to buy a house in Houston?
You aren't required to have one, but an agent who represents only you helps you price, negotiate and avoid problems. Since 2024, you sign a written buyer agreement before touring homes with an agent, and it spells out how the agent is paid.
Can I see every home for sale in Houston?
Yes. I can show you any home listed on HAR, from every brokerage.
When do I file a homestead exemption in Texas?
After you own and live in the home, file with your county appraisal district, generally by April 30 for that tax year.
How much house can I afford in Houston?
It depends on income, debts, down payment, property taxes (often 2% to 3%), insurance and any HOA. I'll connect you with a lender for pre-approval and include taxes and HOA in your monthly estimate.
What credit score do I need to buy a house in Texas?
Requirements vary by loan type and lender. A lender pre-approval is the fastest way to know. I can introduce you to lenders who also work with ITIN and first-time buyers.
Is Houston a good place to buy a house right now?
Houston has a large, diverse job market and many neighborhoods at different prices. The best move depends on your timeline and budget; I'll show you current prices and days on market for the areas you like.