Relocating to Houston
I'm a Houston native who has also lived in other states and countries, so I know what a big move feels like. I'll help you compare neighborhoods, commutes and homes before you ever get on a plane.
Why people move to Houston
- Texas has no state income tax
- Major employers in energy, healthcare (the Texas Medical Center), aerospace and the Port of Houston
- Two major airports: George Bush Intercontinental (IAH) and Hobby (HOU)
- Housing costs that are often lower than other big U.S. metros
How I help you relocate
Video tours and live FaceTime or WhatsApp showings, a commute check for your workplace, and guides to every area I serve. You choose the neighborhood; I give you the facts.
Moving from another state?
- The states that send the most new residents to Texas are California, Florida, New York, Louisiana, Illinois and Colorado (U.S. Census Bureau, 2024 state-to-state migration).
- Moving from California to Houston
- Moving from Miami, Florida to Houston
- Moving from New York to Houston
- Moving from Louisiana to Houston
- Moving from Chicago, Illinois to Houston
- Moving from Colorado to Houston
Taxes, homestead and HOAs in Texas
- No state income tax: Texas does not tax personal income.
- Property taxes: Texas has no state property tax. Cities, counties, school districts and MUDs set their own rates each year, and around Houston the total often runs about 2% to 3% of appraised value. I'll show you the exact rate for every home.
- Homestead exemption: if the home is your main residence, school district taxes exclude $140,000 of its value, plus another $60,000 if you are 65 or older or disabled. You can apply in the year you buy; the general deadline is before May 1.
- Homestead cap: once your homestead exemption is in place, the taxable value of your home generally cannot go up more than 10% a year.
- Protest your value: each spring the appraisal district (HCAD in Harris County, FBCAD in Fort Bend, MCAD in Montgomery) mails your value, and you have the right to protest it.
- HOAs: most suburbs and master-planned communities have a mandatory homeowners association with yearly dues and deed restrictions. Before closing you can get the HOA's resale certificate (dues, special assessments, violations and rules), and Texas law gives owners rights such as access to HOA records and notice before fines.
- MUDs and PIDs: many newer communities also have a Municipal Utility District tax or a Public Improvement District assessment. Sellers must disclose it, and I include it in your monthly cost.
- Driver license and car: new residents must get a Texas driver license within 90 days and register their vehicle within 30 days.
Before you buy
- Check flood zone, flood history and insurance for every home
- Ask for the HOA resale certificate and any MUD or PID tax before your option period ends
- Plan your commute at rush hour
Jonathan Moctezuma, REALTOR®
Houston native with 20+ years in residential, commercial and international real estate. CIPS, ABR and LUXE. Lone Star Realty. (346) 559-6777
Frequently asked questions
What are the best areas to live in Houston?
It depends on your commute, budget and the kind of home you want. My neighborhood guides cover Katy, Fulshear, Cypress, The Woodlands, the Heights, Montrose, Sugar Land, Memorial and more.
Can I buy a home in Houston before I move?
Yes. Many of my clients buy with video tours and remote closings.
Is it cheaper to live in Houston than Los Angeles?
For most people, yes: home prices are often much lower and Texas has no state income tax. Property taxes and insurance are higher, so compare the full monthly cost.
What should I know before moving to Houston?
Plan for heat and humidity, hurricane season (June to November), car commutes, property taxes and flood zones. Check each home's flood history and insurance, and file your homestead exemption after you buy.
Which Houston suburbs are best for people moving from out of state?
Popular choices include Katy, Cypress, The Woodlands, Sugar Land, Fulshear and Pearland for newer homes and space, and the Heights, Montrose and Rice Military for walkable inner-city living. The best fit depends on your commute and budget.
How do I find a Houston realtor before I move?
Look for a local agent who offers video tours, knows the suburbs and inner city, and can coordinate inspections and a remote closing. I do all of that and answer by phone, text or WhatsApp.
Sources
- U.S. Census Bureau: State-to-State Migration Flows
- Texas Comptroller: Property Tax Exemptions
- Texas Tax Code §23.23 (homestead 10% cap)
- Texas Property Code Ch. 207 (HOA resale certificate)
- Texas Property Code Ch. 209 (HOA owner rights)
- Texas Real Estate Commission: contract forms and HOA addendum
- Texas DMV: New to Texas
- Texas DPS: Moving to Texas
- Harris Central Appraisal District
General information checked against these sources in November 2026; not legal or tax advice. Laws and amounts change, so confirm with the official source or a licensed professional.