First-Time Home Buyers in Houston
Buying your first home is a big step. I'll explain every part of the process in plain English or Spanish and make sure you understand what you're signing.
Help with your down payment
Texas and Houston have assistance programs, such as TDHCA's My First Texas Home, TSAHC programs and the City of Houston's Homebuyer Assistance Program. Eligibility and funding change, so a lender who works with these programs can tell you what you qualify for.
Your first steps
- Talk to a lender and get pre-approved
- Set a budget that includes taxes, insurance and HOA
- Sign a buyer agreement and start touring
- Make an offer and use your option period for inspections
Jonathan Moctezuma, REALTOR®
Houston native with 20+ years in residential, commercial and international real estate. CIPS, ABR and LUXE. Lone Star Realty. (346) 559-6777
Frequently asked questions
How much do I need to buy my first home in Houston?
It depends on the loan, price and any assistance you qualify for. A lender can give you exact numbers; I can connect you with several.